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User GuidesDriftOrder JourneyFinancing

Financing

In Financing, Drift enables users to create a credit application.

Financing

You can either fill out and submit your credit application now to remove the guesswork and confirm the loans you qualify for in advance or you can do it at the dealership store.

In Drift, you can fill out your credit application in 5 steps:

Steps and information required may differ depending on the chosen asset and dealership.

  1. Personal Details
  2. Residential Details
  3. Identity Verification
  4. Employment Details
  5. Personal Financing Details

In addition, if there is a co-applicant you can send an invite with a unique URL to the co-applicant for them to log-in to their own dedicated portal and provide their details. To send an invite, in Choose Applicant Type select Myself & Co-applicant, enter the First Name, Last Name, and Email address of the co-applicant, and click Send Invite:

Co-Applicant Invite

Personal Details

In Personal Details, users are asked to provide:

  • First Name and Last Name (prefix, middle name, and suffix are optional)
  • SSN
  • Phone Number (home phone no. is optional)
  • Email (Auto filled and locked)

Residential Details

In Residential Details, users are asked to provide:

  • Current Address
  • Billing Address
  • Car Parking Location

Residential Details

You can set the same location for Car Parking and Current Address.

Identity Verification

In Identity Verification, users are asked to:

  • Scan the QR code
  • Take Selfie for identity verification
  • Upload pictures of the front and back of the driving license
  • Provide driving license details

Identity Verification

Depending on dealership configuration, the driving license may be verified via third party integrations and details populated automatically. In case the third party verification fails, contact the dealership for clearance against you license. The deal cannot be submitted unless the license is either verified or cleared by the dealer.

Employment Details

In Employment Details, users are asked to confirm if they are:

  • Employed
  • Self Employed
  • Retired or Unemployed

The details required differ for each of the above.

(Click the tabs below to see the details of what you need to provide for each employment option.)

  • Employer Name and Phone Number
  • Employer Address
  • Designation and Employed Since
  • Gross Annual Income
  • Annual Other Income
  • Source of Other Income

Personal Financing Details

In Personal Financing Details, users are asked to provide:

  • Residence Type:
    • Monthly Payments for Mortgage or Renting
    • Personal Ownership or With Relatives
  • Bankruptcy Filed? Yes or No. (if any)

Financing is often the last step before Review and Submit. You may see other section(s) in your Order Journey depending on the chosen asset and dealership.

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