Glossary
Application ID
A unique identifier assigned to each credit or funding application for tracking and reference throughout its lifecycle.
Ask Check AI
An AI-powered assistant that provides analytical insights, recommendations, SWOT analysis, applicant and asset insights, credit analysis memos, stipulation suggestions, recommended finance structures, and conversational assistance during credit and funding reviews.
Audit Trail
A chronological record of all activities performed on an application, including user actions, status changes, timestamps, and decision history for audit and compliance purposes.
Business Rules
Configurable rules used to validate applications against organizational lending policies and business requirements during the decisioning process.
Credit Application
An application submitted for credit assessment, containing applicant, asset, financial, and supporting information required to evaluate creditworthiness.
Credit Queue
The centralized workspace where pending credit applications are listed for review, assignment, filtering, searching, and processing.
Decision History
A complete history of all decisions recorded for an application, including previous decision outcomes, comments, and updates.
Dynamic User Interface (DUI)
A configuration feature that allows authorized users to customize supported screens by modifying field labels and controlling field visibility.
Ellipsis Menu (⋮)
A vertical three-dot menu that provides quick access to actions such as viewing, assigning, editing, or managing records.
Finance Structure
The financial configuration of an application, including financing terms, repayment details, rates, taxes, fees, commissions, and other related calculations.
Funding Application
An application reviewed after credit approval to validate funding requirements before funds are released.
Funding Queue
The centralized workspace used to review, assign, search, filter, and process funding applications awaiting funding decisions.
Get Next
A navigation option that automatically opens the next available application in the queue, allowing users to process applications sequentially.
Performance Analytics
A dashboard that provides users with detailed insights into their individual productivity, quality, efficiency, trends, and performance goals.
Team Performance
A management dashboard that provides comprehensive analytics on team productivity, utilization, quality, planning, automation, benchmarking, and performance insights.