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Business Changelog

Check Version 1.1.0

July 10, 2026

Check Version 1.1.0 introduces a significantly enhanced user experience with a redesigned navigation structure, streamlined credit and funding workflows, expanded analytics, centralized reporting, configurable user interface options, and improved role-based administration. This release focuses on improving operational efficiency, simplifying application processing, and providing greater visibility into individual and team performance.

✅ Key Features Introduced

Credit Queue

  • Introduced a dedicated Credit Queue for managing all incoming credit applications.
  • Added status-based filtering, advanced search, and column sorting capabilities.
  • Added support for Get Next to streamline sequential application processing.
  • Introduced self-assignment and team assignment directly from the queue.

Credit Application

  • Redesigned the credit application workspace with consolidated application information.
  • Added configurable sections for Applicant Details, Asset Details, Business Rules, Risk Assessment, Third-Party Responses, Finance Structure, Documents, and Sticky Notes.
  • Enhanced Ask Check AI with Applicant Insights, Asset Insights, SWOT Analysis, Credit Analysis Memo, Credit Analytics, Recommended Finance Structure, and AI-powered chat.
  • Improved decision management with integrated stipulations, decision history, and audit trail.

Funding Queue

  • Introduced a dedicated Funding Queue for managing funding applications independently from credit applications.
  • Enhanced funding workflow visibility through dedicated funding statuses.

Funding Application

  • Introduced a dedicated funding application workspace for validating funding requirements before final approval.
  • Added funding-specific sections including Checklist, Deficiencies, Document Checklist, Third-Party Responses, Finance Structure, and Document Management.
  • Enhanced funding decision workflow with decision history and audit trail.

Performance Analytics

  • Introduced a new Performance Analytics module for individual users.
  • Added dashboards for personal productivity, quality, efficiency, trends, and goal tracking.
  • Added performance scorecards and graphical analytics.
  • Enabled exporting personal performance analytics in CSV and Excel formats.

Team Performance

  • Enhanced team performance dashboards with improved analytics across:
    • Individual Performance
    • Productivity
    • Utilization
    • Quality
    • Planning
    • Automation
    • Team Comparison
    • Performance Insights
  • Expanded visualization of operational KPIs for supervisors and team managers.

Reporting Hub

  • Introduced the Reporting Hub for centralized access to administrator-published reports.
  • Added configurable reporting periods.
  • Enabled report viewing and CSV download directly from the application.

Configurations

  • Introduced the Dynamic User Interface (DUI) configuration module.
  • Added support for customizing user-defined field labels.
  • Added options to show or hide configurable fields on supported screens.
  • Introduced configuration version history for tracking interface changes.

Index Integration

  • Added direct access to Index configuration from within Check.
  • Implemented role-based access to Index setups, ensuring users only see configurations permitted for their assigned role.

User Management

  • Enhanced user administration capabilities with improved management of users, roles, permissions, account status, and user verification.
  • Continued support for secure role-based access control across the platform.

🛠 Platform Highlights

  • Redesigned application navigation with separate Credit and Funding workflows.
  • Improved overall user experience through streamlined navigation and simplified application processing.
  • Expanded AI-assisted decision support across application workflows.
  • Enhanced reporting, analytics, and operational monitoring capabilities.
  • Strengthened role-based security and configuration management.
  • Improved workflow efficiency with queue optimization, configurable interface options, and enhanced audit capabilities.

Check Version 1.1.0 delivers a more intuitive, configurable, and analytics-driven credit decisioning platform, enabling organizations to process credit and funding applications more efficiently while maintaining compliance, operational visibility, and informed decision-making.

Check Version 1.0.0

August 7, 2025

Welcome to the initial release of Check, a powerful and intelligent credit decisioning engine designed to optimize, automate, and manage end-to-end credit and funding evaluations.

This release introduces the core framework of Check, delivering a seamless decisioning experience for credit analysts, team leads, and financial operations managers through intuitive workflows, analytics, and AI-enabled decision support.

✅ Key Features Introduced

Task Queues

  • Centralized work queues to manage both Credit Requests and Funding Requests.
  • Visual indicators for request status: New, Approved, Conditioned, Declined, and Approved for Payout.
  • Filterable and searchable tables for easy access to active cases.

Detailed Request View

  • Side panel view for every request showing segmented information:

    • Applicant Information
    • Asset Details
    • Document Review
    • Compliance Checks
    • Receivables, Payables, and Amortization (for Funding)

  • Audit Trail for tracking all actions and updates with timestamps.

ScoreCard Engine

  • Creation, editing, and disabling of custom ScoreCards for automated credit decisions.
  • Scoring based on base values, weighted criteria, and rule sets.

Ask AI

  • AI-powered recommendations to assist analysts with:

    • Decision memos
    • Risk-based stipulations
    • SWOT analysis
    • Quick approval/decline suggestions

  • Available across Dashboards, Credit and Funding Requests, and Team Analytics.

Reporting Suite

  • Report Builder to configure and generate performance, quality, and trend reports.
  • Report Management to schedule, pause, edit, or delete automated reports.
  • Multiple export formats with charting and data field options.

Team Performance Analytics

  • In-depth analysis and visual dashboards segmented by the following:

    • Individual Analyst Metrics
    • Productivity: Volume trends, peak hours, case complexity
    • Utilization: Daily workload, backlog
    • Quality: SLA adherence, approval accuracy
    • Planning: FTE planning, absenteeism rate
    • Automation: Auto-decisioning and manual intervention metrics
    • Compare: Leaderboards, peer comparisons
    • Insights: AI-based recommendations and 30-day performance plans

Audit Trail

  • Full transparency of user actions with time logs for regulatory and compliance reporting.

User Assignments

  • Option to self-assign or assign decision requests to team members from within the queue.

🛠 Platform Highlights

  • Intuitive and responsive UI tailored for credit analysts and operations teams.
  • Secure access controls and role-based feature visibility.
  • Optimized workflows to reduce manual review cycles and increase decision turnaround time.

Check 1.0.0 lays the foundation for intelligent decisioning and operational oversight, empowering financial institutions to scale and standardize credit workflows with confidence.

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